Overview
Kashu lets you fund your account with your available credit and use it as cash. Kashu does not impose strict platform-wide caps, but your usage is subject to issuer restrictions and card-network rules. Exceeding these may trigger reviews or temporary holds by your bank.
Key points
Kashu itself does not set hard limits. Your card is effectively the limit.
Issuers may flag unusually large or frequent transactions.
Daily and monthly thresholds exist for fraud prevention and regulatory compliance.
How it works
Connect eligible cards and your receiving bank account.
You can move up to your available credit, subject to issuer approval.
Large, repetitive, or cash-like payments (for example, same-day cycling) may be blocked or delayed.
Kashu safeguards
Limits are dynamic, and each payment is capped at 60% of a card's utilization for safety and compliance.
A 24-hour cool-down period applies between transactions on the same card. Multiple same-card transactions in one day may trigger a review.
Card-issuer guidance
Every issuer is different. Reference the guide for your card in "Connecting and using your cards" (Amex, Chase, Capital One, US Bank, or other major issuers).
Need help?
If a card won't go through, email [email protected] with your registered email and the error message.