Reference rates
In person: Visa, Mastercard, Discover at 1.8% + $0.15. American Express at 2.5% + $0.15.
Online: Visa, Mastercard, Discover at 2.2% + $0.15. American Express at 2.9% + $0.15.
ACH payments: 0.50% + $0.25.
Zero-fee option: 0% cost to the merchant by passing the fee to the customer, subject to underwriting approval based on business type.
Important
These are standard reference rates. Final pricing is determined during underwriting and may vary by business type, processing volume, and risk profile. There are no hidden statement, PCI, or junk fees.
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