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What are Kashu's merchant processing rates?

Updated today

Overview

Kashu offers competitive, transparent merchant processing rates for in-person, online, and ACH transactions.

Final pricing is determined during underwriting and may vary depending on your business type, processing volume, and risk profile.

To receive custom pricing for your business, visit kashupay.com/accept-payments and book a call with our team.


Standard Processing Rates

In-Person Processing

  • Visa / Mastercard / Discover: 1.8% + $0.15 per transaction

  • American Express: 2.5% + $0.15 per transaction

Online Processing

  • Visa / Mastercard / Discover: 2.2% + $0.15 per transaction

  • American Express: 2.9% + $0.15 per transaction

ACH Payments

  • 0.50% + $0.25 per transaction

Zero-Fee Option

  • 0% processing cost to the merchant, pushes fee to the customer

  • Customer covers applicable transaction fee

Zero-fee eligibility depends on business type and underwriting approval.


Step-by-Step: Getting Custom Pricing

  1. Book a consultation call

  2. Share your business details and processing history

  3. Complete underwriting review

  4. Receive your tailored pricing and approval terms


Important Pricing Notice

Processing rates shown are standard reference rates.

Final pricing is subject to:

  • Underwriting review

  • Merchant Category Code (MCC) classification

  • Monthly processing volume

  • Chargeback and fraud history

  • Business model risk profile

  • Card-network interchange adjustments

Rates may be adjusted if required to comply with:

  • Card-network operating regulations

  • Regulatory requirements

  • Ongoing risk monitoring

For exact pricing specific to your business, book a call at kashupay.com/accept-payments.

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