Overview
Kashu allows you to fund a wallet with your available credit, and then use it as cash. While Kashu does not impose strict platform-wide caps, your daily and monthly usage may be subject to issuer restrictions and network compliance rules. Exceeding these may trigger reviews or temporary holds by your bank.
Key Points:
Kashu itself does not set hard limits.
Issuers may flag unusually large or frequent transactions.
Safe practice: Please reference the card policy specific to the card you are transacting with (Amex, Chase, US Bank, Capital One, or Other Major Credit Card Issuers)
Daily/monthly Kashu thresholds exist for fraud prevention and regulatory compliance.
How It Works
Connect eligible credit cards and your receiving bank account.
Kashu lets you move up to your available credit line, subject to issuer approval.
Large, repetitive, or cash-like payments (e.g., same-day cycling) may be blocked or delayed.
Policies
Issuer Triggers: Banks monitor spikes. For example, Chase may flag >90% utilization in under 7 days.
Kashu Safeguards: Limits are dynamic, and each payment is capped at 60% utilization to maintain platform safety and compliance.
Network Rules: Visa, Mastercard, Amex prohibit debt repayment, gambling, or illegal activity.
Restrictions
No payments above your available credit limit.
Sudden repeated full-limit cycles are discouraged.
Kashu does not decide how your bank classifies transactions. Please check your cardholder agreement for details on fees or reclassifications
Compliance Statement
Card connections are governed by Kashu’s Terms of Service, User Agreement, Privacy Policy, and your card issuer’s rules.
Need Help?
If your card fails to link, email [email protected] with your registered email and include any error messages so our team can assist.