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How do I report a failed transaction?

Failed or declined transactions can happen due to bank restrictions, card issuer policies, or security checks.

Updated over a month ago

Overview

Sometimes a transaction may fail due to issues with your card, bank connection, or network. At this time, Kashu does not provide in-app reporting for failed transactions. Instead, you’ll need to follow the troubleshooting steps below and then contact our Support team to resolve the issue.


Common reasons transactions fail:

  • Incorrect bank or card details entered.

  • Insufficient available credit or daily limit exceeded.

  • Temporary card issuer restrictions (fraud alerts, unusual spending patterns).

  • Network or system outage with your bank or card network.


Step-by-Step: Troubleshooting a Failed Transaction

  1. Check your transaction history

    • Open your Kashu Wallet and review your recent activity to confirm whether the transaction shows as "failed" or "pending."

  2. Confirm your payment method details

    • Verify that the bank account and credit card linked to your Kashu account are up-to-date and active.

    • Ensure that your name and details match what your bank or issuer has on file.

  3. Review available balances

    • Confirm that you have enough available credit or funds to complete the transaction.

    • Note: Some issuers may treat Kashu transactions as “cash-like,” which can limit approval.

  4. Check with your card issuer or bank

    • If you received a decline message, contact your issuer to ensure your account is not restricted due to fraud alerts, spending spikes, or compliance reviews.

  5. Try again later

    • Some failures may be due to temporary system or network issues. Waiting and retrying can often resolve the problem.


Next Step: Contact Support

If your transaction continues to fail after troubleshooting, please reach out to our Support team:

  • Include:

    • Your registered email address

    • Transaction amount and date

    • Any error messages received

Our team will review your case, work with our banking partners if needed, and guide you through resolution.


Policies & Restrictions

Allowed

  • Reporting failed or declined transactions through Support.

  • Contacting your bank or issuer to confirm if account restrictions apply.

Prohibited

  • Attempting to resubmit failed transactions repeatedly without reviewing the issue.

  • Using someone else’s payment method to bypass a failure.


Security & Compliance

User Responsibilities

  • Only use your own verified credit cards and bank accounts.

  • Never share your Kashu login, PIN, or one-time verification codes with others.

Kashu Practices

  • All failed or declined transactions are logged and monitored.

  • Kashu works with card networks and banking partners to detect fraud and ensure regulatory compliance.


Compliance Statement

All support interactions are handled in line with Kashu’s Terms of Service, User Agreement, and Privacy Policy.

To protect your account and ensure regulatory compliance, Kashu may request additional verification, escalate cases to your issuer, or place temporary restrictions where required by law or security standards.


Need Help Now?
Email us at [email protected] with your registered details so we can assist you.

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