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Are there limits?

Limitations

Updated over a month ago

Overview

Kashu allows you to convert your available credit into cash instantly. While Kashu does not impose strict platform-wide caps, your daily and monthly usage may be subject to issuer restrictions and network compliance rules. Exceeding these may trigger reviews or temporary holds by your bank.

Key Points:

  • Kashu itself does not set hard limits.

  • Issuers may flag unusually large or frequent transactions.

  • Safe practice: Please reference the card policy specific to the card you are transacting with ( Amex, Chase, Truist, US Bank, Capital One, or Other Major Credit Card Issuers)

  • Daily/monthly Kashu thresholds exist for fraud prevention and regulatory compliance.


How It Works

  • Connect eligible credit cards and your receiving bank account.

  • Kashu lets you move up to your available credit line, subject to issuer approval.

  • Large, repetitive, or cash-like conversions (e.g., same-day cycling) may be blocked or delayed.


Policies

  • Issuer Triggers: Banks monitor spikes. For example, Chase may flag >90% utilization in under 7 days.

  • Kashu Safeguards: Daily and monthly limits adjust dynamically to keep your account safe and compliant.

  • Network Rules: Visa, Mastercard, Amex prohibit debt repayment, gambling, or illegal activity.


Restrictions

  • No conversions above your available credit limit.

  • Sudden repeated full-limit cycles are discouraged.

  • Kashu does not decide how your bank classifies transactions. Please check your cardholder agreement for details on fees or reclassifications


Compliance Statement

Card connections are governed by Kashu’s Terms of Service, User Agreement, Privacy Policy, and your card issuer’s rules.


Need Help?

If your card fails to link, email [email protected] with your registered email and include any error messages so our team can assist.

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