Overview
Kashu allows you to convert your available credit into cash instantly. While Kashu does not impose strict platform-wide caps, your daily and monthly usage may be subject to issuer restrictions and network compliance rules. Exceeding these may trigger reviews or temporary holds by your bank.
Key Points:
Kashu itself does not set hard limits.
Issuers may flag unusually large or frequent transactions.
Safe practice: Please reference the card policy specific to the card you are transacting with ( Amex, Chase, Truist, US Bank, Capital One, or Other Major Credit Card Issuers)
Daily/monthly Kashu thresholds exist for fraud prevention and regulatory compliance.
How It Works
Connect eligible credit cards and your receiving bank account.
Kashu lets you move up to your available credit line, subject to issuer approval.
Large, repetitive, or cash-like conversions (e.g., same-day cycling) may be blocked or delayed.
Policies
Issuer Triggers: Banks monitor spikes. For example, Chase may flag >90% utilization in under 7 days.
Kashu Safeguards: Daily and monthly limits adjust dynamically to keep your account safe and compliant.
Network Rules: Visa, Mastercard, Amex prohibit debt repayment, gambling, or illegal activity.
Restrictions
No conversions above your available credit limit.
Sudden repeated full-limit cycles are discouraged.
Certain issuers (e.g. Amex) are stricter on "cash-like" transactions